Website Terms of Use

This section contains the Terms of Use of this website. By accessing this website and any of its pages, you are agreeing to these Terms. Any person or entity who intends to respond to or rely upon the information on this website must satisfy himself/herself that he/she is not subject to any local requirement which restricts or prohibits him/her from doing so.

Use of Website

It is the responsibility of the person accessing the information contained herein to observe all applicable laws and regulations of their relevant jurisdiction. Any person or entity who intends to respond to or rely upon the information on this website must satisfy himself/herself that he/she is not subject to any local requirement which restricts or prohibits him/her from doing so.

Linked Websites

The Group are not responsible for the contents available on or the set-up of any other websites or resources linked to this website. Your access to and use of an external website is at your own risk and subject to any terms and conditions applicable to such access and use. By providing hyperlinks to other websites or resources, the Group shall not be deemed to control, endorse, recommend, approve, guarantee or introduce any third parties or any of the services/products they provide on their websites, or have any form of cooperation with such third parties and websites. The Group reserve the right to terminate any link or linking program at any time. Unless otherwise expressly specified or agreed to by us, we are not a party to any contractual arrangements entered into between you and the provider of any external website or resources. We are not responsible for any damages or losses (whether direct, indirect, special, consequential or incidental) caused by any interruptions, delays, defects or omissions that may exist in the service, information, materials or other contents provided in any external website or resources.

Email, Internet and Downloading

Email messages sent to us over the Internet cannot be guaranteed to be completely secure. We are not responsible for any damages incurred by users if they send a message to us, or if we send a message to them at their request, over the Internet. We are not responsible in any way for any direct, indirect, special, consequential, incidental or other damages, losses or expenses arising out of or in connection with the use of this website.

Due to the nature of the Internet, communications or transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. We are not liable for malfunctions in communications facilities not under our control that may affect the accuracy or timeliness of communications between users of this website and us.

We do not represent or warrant that this website will be available and meet with your requirements, or that access will not be interrupted, or that there will be no delays, failures, errors or omissions or loss of transmitted data or information, or that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have the sole responsibility for ensuring adequate protection and back-up of data, information and/or equipment and for undertaking appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties as regards the accuracy, functionality or performance of any third party software that may be used in connection with this website. In no event shall we be liable or have any responsibility for damages, losses or expenses of any kind, whether direct, indirect, special, consequential or incidental, resulting from access or use of, or inability to access or use, this website.

No warranty

Whilst care has been taken in preparing the information and materials contained on this website, such information and materials are provided “as is” without warranty of any kind, either express or implied, and are subject to change without prior notice. In particular, no warranty regarding non-infringement, security, accuracy, completeness, merchantability, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials.

Trademarks and copyright

The Group and other parties own the information, materials, trademarks, logos and service marks contained or displayed on this website. All elements of this website shall not be used, reproduced, distributed or published in any medium for any purpose without the prior written permission of the Group or the party who owns them.

Language Versions

In case of discrepancies between the English and Chinese versions of this website, the Chinese version shall apply and prevail.

Choice of Law and Jurisdiction

The Terms of Use and the relationship between users and the Group shall be governed by the laws of Hong Kong and the parties agree to submit to the exclusive jurisdiction of the Hong Kong courts.


Data Protection Officer
Victory Financial Company Limited
1105 Yardley Commercial Building
3 Connaught Road West, Hong Kong
Fax: (852) 3421 0163

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