Financial FAQs
- How can I get a cash out with a Title Deed?
- Can I apply for a Second Mortgage Loan with Victory Finance if I have already taken a First Mortgage Loan with another financial institution?
- How long does it take for a Property Loan application to process?
- Do I need to pay for the legal fee for Victory Finance Property Loan application?
- What kinds of property does Victory Finance accept for applying Property Loan?
- What documents are required for applying Property Loan?
- Can I apply for a Property Loan if I have no income proof but a property of my own?
- How can I get a valuation for my property?
- Any handling fee or penalty fee will be charged if early settlement is made?
- Can I put the property for sale during the repayment period?
How can I get a cash out with a Title Deed?
You can get a cash out with a Title Deed by applying our First Mortgage Loan with no limitation on the age of the property.
Can I apply for a Second Mortgage Loan with Victory Finance if I have already taken a First Mortgage Loan with another financial institution?
If you have taken a First Mortgage Loan with another financial institution, you can still apply for the Second Mortgage Loan with Victory Finance.
How long does it take for a Property Loan application to process?
Normally, it takes two working days.
Do I need to pay for the legal fee for Victory Finance Property Loan application?
Yes.
What kinds of property does Victory Finance accept for applying Property Loan?
Victory Finance accepts properties from residential, industrial and commercial office, shop, car park to all kinds of village house including indigenous resident housing with no limit on the age of the properties.
What documents are required for applying Property Loan?
•Hong Kong Identity Card •Provisional Agreement for Sales and Purchase (applicable for First Mortgage Loan only) •The latest mortgage repayment schedule (if any) •Income proof •Employment proof •The latest Rates and/or Government Rent Demand Note
Can I apply for a Property Loan if I have no income proof but a property of my own?
Yes. We will make an exemption for the applicant subject to individual cases.
How can I get a valuation for my property?
You can contact our Customer Services Hotline at 3426 9376 for a free property valuation service
Any handling fee or penalty fee will be charged if early settlement is made?
Yes, handling fee or penalty fee will be charged if early settlement is made.v
Can I put the property for sale during the repayment period?
Yes, penalty fee will be charged if early settlement is made.
